SBI Home Loans - Pre-Approved: Here is how your dream of owning a house can come true

India's largest lender State Bank of India (SBI) offers home loans to help you select your dream home that fits your budget.

SBI Home Loans, the largest Mortgage Lender in India, has helped over 30 lakh families to achieve the dream of owning a home. Photo from Twitter of SBI.

India's largest lender State Bank of India (SBI) offers home loans to help you select your dream home that fits your budget. SBI Home Loans, the largest Mortgage Lender in India, has helped over 30 lakh families to achieve the dream of owning a home. And, you too can make your dream of owning a house come true.

Now, as per the latest tweet by SBI, "SBI Pre-approved Home Loan provides sanction of Home Loan limits to you before finalization of the property. Select your dream home that fits your budget with confidence. Get a call back for more information: https://onlineapply.sbi.co.in/personal-banking/home-loan-callback."

Step to follow:-

2- Enter name

3- Enter city

4- Enter preferred language

5- Enter mobile number

6- Enter email id

7- After completing all the details, you will get a callback from

SBI Pre-approved Home Loan provides sanction of Home Loan limits to you before finalization of the property. Select your dream home that fits your budget with confidence.
Get a call back for more information: https://t.co/qYx7DvcdtU pic.twitter.com/HcZJXhnHsQ

— State Bank of India (@TheOfficialSBI) February 25, 2020

SBI Home Loan

-Home Loan products to suit every customers need
-Low Interest Rates
-Low Processing Fee
-No Hidden Charges
-No Pre Payment Penalty
-Interest charges on Daily Reducing Balance
-Repayment up to 30 years
-Home Loan Available as Overdraft
-Interest Concession for Women Borrowers

List of papers/ documents applicable to all applicants:

Employer Identity Card
Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs
Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card
Property Papers:

Permission for construction (where applicable)
Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
Occupancy Certificate (in case of ready to move property)
Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller
Account Statement:

Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year
Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

Salary Slip or Salary Certificate of last 3 months
Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.
Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

Business address proof
IT returns for last 3 years
Balance Sheet & Profit & Loss A/c for last 3 years
Business License Details(or equivalent)
TDS Certificate (Form 16A, if applicable)
Certificate of qualification (for C.A./ Doctor and other professionals)

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