Applying for Credit Card? These SBI Card benefits can be useful for you

SBI Card: Credit card is a payment card issued by banks to its customers that enables payment even when there is no money available in their accounts.

SBI Card: Credit card can be a useful friend for you during emergencies because it helps delay payments without any charges. Photo: SBI Card website

SBI Card: Credit card is a payment card issued by banks to its customers that enables payment even when there is no money available in their accounts. If used properly, Credit card can be a useful friend for you during emergencies because it helps delay payments without any charges. Apart from this, you get reward points, special bonus points, and more as well.

Sensing the huge potential of business in credit card segment during the lockdown, the SBI card has come out with various alluring offers for credit card applicants. These offers range from 10 times reward points on payments at particular point of sale, special reward points in first 60 days of card issue,etc. It is also offering annual SBI credit card fee waiver provided the SBI credit card holder has done purchases up to Rs 90,000 or above in a particular financial year.

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Here is the full list of various offers being made by SBI card:

1] 10 times reward point on dining, movie, departmental and grocery spends. As Unlock 1.0 is implemented, people are expected to spend on movie and dining. So, this offer from the SBI card for credit card applicant is eye catching.

2] SBI card is offering 2000 Bonus Reward Point for Rs 2000 spends in first 60 days of the SBI credit card issue.

3] An SBI credit card holder is eligible for 1 per cent fuel surcharge waiver across all petrol pumps. As digital India is gaining traction during lockdown, payments at petrol pumps through digital gateway is advisable. In such scenario, using credit card is a good option, and when a card helps you win 1 per cent fuel surcharge waiver, SBI offer is not bad at all in this lockdown.

4] A credit card involves annual fee as well. But, SBI card is offering annual fee reversal in case the credit card users has made Rs 90,000 of above payments through the SBI credit card in one financial year.

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