Mon, Dec 04, 2023
Lenders use your creditworthiness through Cibil score. Missing a single credit card payment or EMI can affect your Cibil score and force you to miss a chance of taking a loan at a low interest rate. You need to maintain a Cibil score of 750 and over to improve your chance of getting the best credit facilities from banks or NBFCs. We will tell you 7 mistakes that is spoiling your Cibil score and suggest you ways to take it over 750 points.
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Sun, Oct 01, 2023
Want to improve your credit score and get approved for a loan with a lower interest rate? Here are 5 tips that will help you boost your CIBIL score and achieve your financial goals.
Fri, Sep 29, 2023
Credit card issuers can change the terms of the cards, leaving cardholders with the option of either opting out or shifting their cards.
Wed, Jun 29, 2022
Credit card spends have climbed fast and hit a record high in May. The amount of money customers spending online through credit card was also quite high. Data released by the Reserve Bank Of India shows card spending in May reached ₹1,14,000 crore.
Thu, May 19, 2022
Credit Score: "Lack of awareness lack of understanding on credit score also impacts one’s credit profile."
Tue, May 17, 2022
Paisabazaar’s Insights Report: According to the report, only 28% consumers under 25 have a credit score of over 750, usually considered the benchmark for a strong credit score.
Wed, May 11, 2022
The process of paying off a debt to a lender at an amount that is lower than what is due is known as loan settlement or debt settlement. In this process, the debtor agrees to pay a lump sum or via a repayment plan, or a mix of both to settle the debts.
Sat, Feb 26, 2022
"With great power comes great responsibility"... A credit card can be a very strong asset, if used properly. However, a lot of consumers do not understand the pros and cons of a credit card, its UT ratio and the credit limit. While an increased limit can come handy during tough times, there are some points you must remember before you opt for it. Watch the full video for more.
Mon, Feb 21, 2022
A good CIBIL score helps you in availing various types of loans. Having a bad CIBIL can affect your ability to get loans of huge amounts such as home loan etc. Here are some tips that you can follow to improve your CIBIL score.
Tue, Oct 19, 2021
A low credit score is considered as sign of indiscipline in credit behaviour, those having lower credit score have lower chances of availing loans and credit cards or are charged higher interest rate for loans sanctioned to them.
Mon, Oct 04, 2021
CIBIL score is a three-digit number that ranges from 300 to 900 and represents an individual’s creditworthiness. A good CIBIL score helps you in availing loans at competitive interest rates from financial institutions.
Sat, May 29, 2021
Nowadays, credit cards have several features. For example, you can get travel rewards or movie tickets while some cards give discounts on fuel charges or IRCTC ticket booking. To avail such kind of benefits, many people take more than one credit card. But, the question is, can having more cards deteriorate the credit score?
Thu, Apr 23, 2020
Free CIBIL Score on WhatsApp: In today's financial world, CIBIL score means a lot for the bank account holder. Your CIBIL score is one of the major factors for approval or rejection of any bank loan.
Wed, Mar 18, 2020
Credit score is a three-digit number that stands for your creditworthiness. This means it is used to determine your creditworthiness for loans and credit cards. It also plays a major role in determining your loan terms.
Mon, Dec 16, 2019
The credit score of a person reflects one's credit history, which is decided by the financial transactions done by the person.
Fri, Dec 13, 2019
In this episode of Money Guru, know how to calculate credit score.
Thu, Nov 28, 2019
While applying for any kind of bank loan, your credit score or cibil score plays a major role in approval or rejection of loan application.
Wed, Oct 16, 2019
Money Guru: A good credit score can provide you a loan very easily. Watch video to know more.
Mon, Aug 12, 2019
In this segment of Money Guru, Know about Credit score and how to rectify bad credit score.
Fri, Apr 05, 2019
Credit score is the measure of an individual's ability to pay back the borrowed amount. It is a three-digit number in the range of 300 to 900 that determines the creditworthiness of an individual.
Wed, Mar 20, 2019
Now when it comes to borrowing, Ranjith Punja, CEO and Co-Founder CreditMantri, says, “lenders generally look at your credit score to gauge your creditworthiness."
Mon, Jan 28, 2019
In this segment of Money Guru, we give some smart ways to improve your credit score. Watch the video to know more.
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