How to check NPS balance on Umang App: A step-by-step guide and other key details

An employee can subscribe to the NPS with a minimum monthly contribution of Rs 500. Even though there are various methods to check the NPS balance, one of the most convenient ways is to check the balance through the Umang application.

The most convenient ways is to check the NPS balance through the Umang application.

The government-backed National Pension System (NPS) is a voluntary retirement scheme that facilitates savings and secures income post-retirement. An employee can subscribe to the NPS with a minimum monthly contribution of Rs 500. The NPS account balance depends on two elements: the annual contributions made by an individual and the income generated from investing 40% of the maturity amount in annuities. While a printed Statement of Transaction (SOT) for the NPS account is sent to the subscribers once every year, they can also check it regularly online anytime they need.

Even though there are various methods to check the NPS balance, one of the most convenient ways is to check the balance through the Umang application. In this piece, we will explain how to check NPS balances using the Umang application and other ways.

How to check NPS balance using UMANG App

Step 1: First of all, you need to open the UMANG app on your mobile device and search for NPS services.

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Step 2: Then, select the option that reads "NPS" and tap on the relevant CRA.

Step 3: Select the "Current Holding" option on the next page and enter the Permanent Retirement Allotment Number (PRAN) along with the password.

Step 4: Tap on "Login" to view your account balance details.

Step 5: The account balance and account details will appear on the screen.

How to check NPS balance through the NSDL website

Step 1: To check the balance through the NSDL website, one needs to visit the NSDL portal.

Step 2: Then, log in using your PRAN as a user ID and your account password.

Step 3: Fill in the box with the captcha code to proceed.

Step 4: Tap on the option that reads "Holding Statement" under the "Transaction Statement" section.

Step 5: Automatically, a tab will open on the screen displaying all the information about your total balance.

How to check National Pension System balance through SMS

Step 1: To check the NPS balance through SMS from an NPS-registered mobile number, give a missed call to 9212993399.

Step 2: Automatically, within some time, you will receive your account balance details via SMS on the registered phone number.

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National Pension Scheme Personal Finance