Mon, Jan 06, 2025
Retirement Planning: The benefit of starting to invest early and doing it for a long duration is that one can build a sizeable retirement corpus even if their investment amount is small.
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Power of Compounding: A systematic investment plan (SIP) is a popular way of investing in mutual fund schemes of choice, as it enables investors to direct their cash towards a desired equity-related scheme gradually. In this article, let's look at different scenarios to learn about the role time plays in compounding.
Fri, Jun 21, 2024
Top 5 ELSS Mutual Funds: With a three-year lock-in period, ELSS mutual funds provide tax benefits of up to Rs 1.50 lakh in a financial year on deposits in a financial year. Most of the top ELSS funds are large-cap heavy, so they can provide stability.
A Systematic Withdrawal Plan (SWP) is often used by investors to draw a monthly pension through mutual fund investment growth.
Fri, Jun 14, 2024
Top 7 ETF mutual funds: Exchange Traded Funds is a unique category of mutual funds where funds are traded like stock on exchanges. These funds are listed on exchanges like other stocks, and the buyer needs to have a demat account to trade ETFs.
Thu, Jun 13, 2024
Saving money from your monthly salary is a habit. If you save some money every month, invest it in an investment scheme offering compound growth, there are high chances that you may build a large retirement corpus in the long run.
Wed, Jun 12, 2024
EPF is a retirement investment scheme run by Employees' Provident Fund of India (EPFO). Every month, an employee contributes to their EPF account. The maximum amount they can contribute every month is 12 per cent of their basic salary and dearness allowance (DA). The employer also has to contribute an equal amount to the employee's EPF account.
Mon, Jun 10, 2024
SIP contribution stood at an all-time high of Rs 20,904.37 crores in May 2024 as against Rs 20,371.47 crores in April 2024. The number of SIP accounts stood at highest ever at 8,75,89,485 in May 2024 compared to 8,70,11,401 in April 2024.
As per Association of Mutual Funds in India (AMFI), large-cap companies are top 100 firms in terms of market capitalisation. These companies are fundamentally strong and, hence, more capable of negating market fluctuations than medium- and small-cap firms. For their ability to fight market fluctuations, large-cap mutual funds are considered a good equity fund choice by many investors.
There may be various ways to build a sizeable retirement corpus if you start investing early. Investment through systematic investment plan (SIP) is one of the options. SIP provides rupee cost averaging and compound growth. Rupee cost averaging helps you buy net asset value (NAV) units of a fund more in number when the market is down, and fewer when the market is up. Compound growth may boost you returns faster as much as it gets older.
Fri, Jun 07, 2024
Top 5 ETF Mutual Funds: Exchange-traded fund are mutual funds that are traded like stocks. One needs Dmat account to trade ETFs. According to the Association of Mutual Funds in India (AMFI), ETFs track an index, a commodity, bonds, or a basket of assets like an index fund.
SIP Calculator: Some of the benefits of investing through SIP are that one can invest as little as Rs 100 monthly in a mutual fund. SIP provides the benefit of compounding, where the older your investment becomes, the faster it may grow. The other advantage is that SIP offers rupee cost averaging, so an investor doesn't need to time the market.
Wed, Jun 05, 2024
SIP Returns in Top 7 Large and Mid Cap Mutual Funds: Large and mid cap mutual funds have at least 35 per cent of their investments in large cap stocks and mid cap stocks each, as per AMFI classification of mutual funds. The benefit of investing in large and mis cap mutual funds is that a fund manager shifts more of the fund's investments towards the category (Lagre-cap or mid-cap) performing better in the share market.
Mon, Jun 03, 2024
The large-cap fund category has 35.37 per cent returns in the one-year, 16.51 per cent in the three-year, and 15.65 per cent return in the five-year timeframe (As per Value Research data). Large-cap funds such as JM Large Cap Fund Direct Plan- Growth, Nippon India Large Cap Fund, and Baroda BNP Paribas Large Cap Fund Direct-Growth have been the top mutual funds in terms of SIP returns in the last three years.
Sat, Jun 01, 2024
Top SBI Mutual Funds: SBI Mutual Fund is the largest asset management company (AMC) in India in terms of asset under management (AUM). Like many other mutual funds, it also runs a lot of mutual fund schemes.
Mutual Funds SIP Risk Factors: Investing Mutual funds have less risk as compared to investing directly in the stock market. But this is a market-linked scheme and is not risk-free.
Mon, May 27, 2024
SIP Returns: In investment options that provide compound interest/growth, duration of investment matters a lot. Even if your investment amount is small, but the duration is long, you can build a corpus which may run into several crores. The 70:15:15 investment strategy encourages one to invest 15 per cent of their earnings monthly. If one invests that fraction of their income regularly, in the long run, they can build a significant corpus.
Fri, May 24, 2024
A fund may follow the Nifty or the BSE index. E.g. If it is a Nifty 50 index fund, it will invest in the same stocks in the same proportions as stocks in the Nifty 50 index. If some companies slip from the Nifty 50 and the new companies replace them, the fund manager also changes the combination of stocks in the fund he is running.
Thu, May 23, 2024
Top 5 SBI Mutual Funds in 3 Years: PSU stocks have been one of the top performers in the last three years, and their performance is reflecting in the performance of most of the PSU thematic mutual funds. SBI PSU Fund is no exception.
Thu, May 16, 2024
Investors can increase and decrease the SIP amount and can also stop it whenever they want. The minimum investment in some mutual funds is as low as Rs 100. The majority of mutual funds offer a minimum SIP investment of Rs 500.
According to the new rule, even without linking Aadhaar and PAN, an investor can get their KYC done with OVD i.e. officially valid documents like Aadhaar, PAN, Voter ID, passport and driving license. The KYC status of such an investor will be KYC-registered.
Wed, May 15, 2024
Top 11 multi-cap mutual funds: Multi-cap is a category of mutual funds where the fund manager invests money in equity and equity-related instruments of different market capitalisations.
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