Mon, Jan 06, 2025
Retirement Planning: The benefit of starting to invest early and doing it for a long duration is that one can build a sizeable retirement corpus even if their investment amount is small.
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Power of Compounding: A systematic investment plan (SIP) is a popular way of investing in mutual fund schemes of choice, as it enables investors to direct their cash towards a desired equity-related scheme gradually. In this article, let's look at different scenarios to learn about the role time plays in compounding.
Tue, May 14, 2024
One of the long-term investments can be mutual funds. Youngsters seeking a sizeable corpus at retirement can invest in equity funds or focused funds such as retirement mutual funds. They can also choose the systematic investment plan (SIP) method to invest in mutual funds. Given that Nifty 50 has jumped by more than 14 per cent in the last decade, one can expect a 12 per cent XIRR (SIP returns) in a mutual fund in the long run.
As the name suggests, flexi-cap mutual funds are known for their flexibility, where a fund manager can invest in large-, mid- and small-cap companies and change the combination of the stocks according to the performance of these firms.
Mon, May 13, 2024
A Systematic Withdrawal Plan (SWP) is opposite to Systematic Investment Plan (SIP), where one gets a fixed monthly income after making a lump sum investment. An SWP mutual fund provides compound growth and rupee cost averaging to its investors.
Sun, May 12, 2024
Mutual Funds SIP Strategy: Mutual funds are a safer option to market exposure than stock investment. Since, it is market-linked, a good strategy, including long-term horizon and top-up can help you build a large corpus. Not just that, if you invest smartly, you money can grow two times or four times.
Thu, May 09, 2024
As per the Association of Mutual Funds in India's (AMFI) classification of mutual funds, the contra fund scheme follows a contrarian investment strategy with at least 65 per cent investment in equity stocks. In these funds, a fund manager picks underperforming stocks and sectors at low prices. The manager takes a contrarian view of investors who have shunned these stocks/sectors with the belief that they will recover in the future and, hence, will give high returns.
Top 6 mid-cap mutual funds: Mid-cap mutual funds invest most of their money in mid-cap companies. Mid-cap firms are more market-stable than small-cap companies. Many of the mid-cap mutual funds have shown consistency over the years.
Open ended debt fund net inflow was Rs 1.9 lakh crore, while open ended debt fund AUM saw a 16 per cent jump at Rs 14.6 lakh crore. Open ended equity fund net inflow for the April month stood at Rs 18,920 crore, while open ended equity fund net AUM rose by five per cent to Rs 24.7 lakh crore, as per AMFI data released on Thursday.
Wed, May 08, 2024
Large-cap mutual funds are considered more stable than mid- and small-cap funds since they invest their money primarily in large-cap companies. Since their main investments are in large caps, which are financially stable, the returns at times are not as high as in mid- or small caps.
Mutual Fund NFO: The very high risk retirement fund scheme's objective is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors.
Unlike mutual funds, where one buys and sells units based on the price of the net asset value (NAV), or unit, at the end of the day, ETFs can be bought and sold during market hours at the current market price. ETFs are similar to trading stocks, but they have a few advantages over stock trading. ETFs don't have lock-in periods; by investing in a variety of assets, they help you spread risk across multiple securities, granting exposure to a wide range of companies, including large caps.
SIP: If you save Rs 100 a day and invest that money in a market-linked investment plan such as a mutual fund through the systematic investment plan (SIP), in the long-term, you can easily create a large retirement corpus. And that too, even if you get a 12 per cent annual return on your investments.
Systematic investment plan (SIP) is a more popular way than lump sump in mutual fund investment. A majoariy of people invest in mutual funds through SIPs as it gives them flexibility to invest a fixed amount that suits their monthly income. The can start an SIP with as low amount as Rs 100.
Sun, May 05, 2024
The equity thematic PSU fund category has given returns of 94.66 per cent in the one year, 45.87 per cent in the three years, and 45.87 per cent in the five years (As per Value Research data). The credit for such high returns goes to the meteoric rise in PSU stocks.
Fri, May 03, 2024
Smriti Irani has invested in Motilal Oswal Tax Saver Fund among other funds. It is an Equity Linked Savings Scheme (ELSS) fund, which provides tax benefits of up to Rs 1.50 lakh under Section 80C of the Income Tax Act, 1961. She has also invested in Mahila Samman Savings Certificate, which is a small savings post office scheme.
Thu, May 02, 2024
In lump sum, one invests money in one go, while in SIP, you invest either a fixed amount at regular investment intervals or opt for a step-up SIP, where you systematically increase the amount every year. The lump sum investment is good for long-term investors who want their income to be compounded over the years.
Tue, Apr 30, 2024
SIP provides rupee cost averaging, which means you purchase a net asset value (NAV), or unit, at a different price every investment cycle. When the market is low, the price of NAV is low, when the market is high, the price is high.
When you repay a high amount, long duration home loan, the interest you pay can be higher than your principal amount. You can repay your loan early and save a significant amount if you increase the amount of your EMI or run a systematic investment plan (SIP) along with your loan. Know which of the option among two can help you save more money and time.
Mon, Apr 29, 2024
SIP: Large-, mid- and small-cap mutual funds are equity funds with a large exposure to equities. As their name suggest, they invest most of their money in large-, mid- and small-cap companies. Systematic investment plan (SIP) is a popular way of mutual funds investing.
Fri, Apr 26, 2024
Quant Small Cap Fund, Bank of India Small Cap Fund, Nippon India Small Cap Fund, and Edelweiss Small Cap Fund have been some of the top performers in the last five years.
Thu, Apr 25, 2024
Mid-cap mutual funds from Quant, Motilal Oswal, Mahindra Manulife, and PGIM India have been consistent performers in the last five years.
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